Filing a car accident claim in Wilmington is an essential part of recovering much-needed compensation following a crash. However, the process does not always go as smoothly as you might expect. In many cases, you can end up struggling to get the full compensation you deserve, especially if you sustained serious injuries in the accident. Working with an experienced car accident lawyer can help you understand the compensation you could expect and the steps you need to follow to recover it. Reach out to Doroshow, Pasquale, Krawitz, & Bhaya to begin speaking with a trusted attorney.
How to File a Car Accident Claim
In order to file a car accident claim in Wilmington and the surrounding areas, the injured individual or their legal representative will need to contact the Delaware insurance company that covers the driver who caused the accident. The insurance company will ask for key details about the crash, including:
- The cause of the car accident, including the liable party
- The damage to the injured party’s vehicle
- Any injuries sustained in the accident
Many injured people will start by filing a car accident claim on their own. However, a lawyer can provide essential support from the earliest stages of the claim process, including helping with the initial report to the insurance company. Having that support can also make it easier for the injured party to fully assess the extent of their damages.
Challenges in the Car Accident Claim Process
When filing a car crash claim in Wilmington, injured people may face a number of potential challenges.
Denial of Liability
The insurance company may refuse to accept liability for the crash for several reasons, including:
- Lack of evidence that their covered driver caused the accident
- Admission of liability from the other driver
- Lack of coverage for a specific incident type
- Lapsed insurance coverage
When the insurance company denies liability, it can make it difficult for the injured party to get fair compensation for their losses.
Low Settlement Offers
Many insurance companies will accept liability for an incident, but may not offer fair compensation for the losses sustained by the injured driver. The insurance company may try to ignore the full extent of injuries from the collision, insist that the injured driver must have suffered those injuries at another time, or simply refuse to acknowledge the full range of damages associated with the injury. Often, those low settlement offers will arrive soon after the accident, before the injured person has the chance to fully go over the extent of those damages and how they will impact them in the future.
Contact a Lawyer for More Information About Filing a Car Accident Claim in Wilmington
Filing a car accident claim in Wilmington should not be the most difficult part of an auto collision. At Doroshow, Pasquale, Krawitz, & Bhaya, we understand the challenges that can arise when dealing with insurance companies after a car crash, and we strive to help our clients recover fair compensation for their losses. Contact us today for a free consultation.