If you don’t pay on a debt, a creditor can secure a Delaware civil judgment against you in the Justice of the Peace Court, The Court of Common Pleas, or Superior Court. To collect on a civil judgment, the creditor has many rights. Most often, the creditor will seek to attach 15% of a Delaware consumer’s net pay. But it does not stop there. In addition to wage attachments, the creditor could seek to sell your personal property in a Court-ordered sale! And if that is not bad enough, that judgment could also be lien against your real estate.

Delaware Chapter 7 and Chapter 13 Bankruptcy petitions can in most cases wipe out these judgments, stop wage attachments and Court ordered sales, and stop efforts by the creditor to secure payment.

Time is of the essence to help us help you protect your rights. Call us today for more information or to schedule a free initial consultation.

Doroshow, Pasquale, Krawitz & Bhaya’s bankruptcy practice is focused throughout all of Delaware. We have offices in Elsmere (suburban Wilmington), Bear, Dover, Middletown, Milford, Millsboro, Seaford and Smyrna.