Many jobs require some type of physical risk, and because of that, you are likely wondering what to do if you are injured while working. Almost every employer in the state must carry workers’ compensation insurance to protect employees who are injured or contract a serious illness while on the job. The exception is that employers in agriculture do not have to carry insurance for employees, but they can if they choose to.
A qualified Seaford workers’ compensation lawyer can assess your situation and help you get the benefits you need from this program. If you are denied benefits, a dedicated personal injury attorney at Doroshow, Pasquale, Krawitz, and Bhaya can fight for your right to receive them.
What Is Workers’ Compensation?
If employees are injured doing their jobs, workers’ compensation is a state insurance that covers all their medical bills and other costs. Benefits generally cover many areas of care, including:
- Physical and occupational therapy
- Rides to and from doctor appointments
- Prescription drugs associated with the injury or illness
- Case management services coordinate care and treatment
- Funeral costs if someone died as a result of a work injury
- Injuries that develop from repeated use, such as a typist’s carpal tunnel syndrome
If you are unable to work, you are also entitled to two-thirds of your weekly salary, capped based on the state’s average salary. If you suffer a permanent disability, such as a lost limb or blindness, additional money is paid based on a disability rating by a physician. A knowledgeable lawyer in Seaford can help you determine what type of ailment you suffer from and how employees’ compensation can help you.
Time Limits on Collecting Workers’ Benefits
You must notify your employers that you are making a comp claim no later than 90 days after your accident and six months after the diagnosis of a work-related illness. If enlisted as soon as possible, a workers’ benefits attorney in Seaford can help you determine the deadlines for filing. If an employee’s claim is accepted, you can collect some benefits for the rest of their life, while other benefits are time-limited.
Rebuttals Against Workers’ Comp Claims
Employers and their insurance carrier can fight a claim if they believe you were not injured while working or something else that the statute lists as grounds of forfeiture, such as drinking alcohol or instigating a fight.
The lawyers at Doroshow, Pasquale, Krawitz, and Bhaya can approach an insurance company that denies a claim and negotiate in your favor. If that does not work, we can petition for a hearing before the Industrial Accident Board. If that is denied in a way that is against the evidence or the law, we can file a formal appeal before a judge in state court on your behalf. A Seaford workers’ comp attorney can ensure your case moves smoothly through the system. We can help you with filing paperwork, refuting denied claims, and working promptly.
Contact a Seaford Workers’ Compensation Attorney Today
If you were injured at work, your priority should be healing from your injuries. Allow a caring team to focus on the financial and legal aspects of your case while you recover. Whether you work on land or a commercial fishing boat, you are entitled to receive benefits for your losses. Whatever your job is, a Seaford workers’ compensation lawyer can help you get the money and peace of mind you deserve after an accident. Call Doroshow, Pasquale, Krawitz, and Bhaya today to learn more about your legal rights.