Many jobs require some type of physical risk and because of that, you might be wondering what to do if you are injured while working. Almost every employer in the state must carry workers’ compensation insurance to protect employees who are injured or contract a serious illness while on the job. The exception is that employers in agriculture do not have to carry insurance for employees, but they can if they choose to.
A qualified Seaford workers’ compensation lawyer can assess your situation and help get you the benefits you need from this program. If you are denied benefits, a dedicated personal injury attorney at Doroshow, Pasquale, Krawitz, and Bhaya could fight for your right to receive them.
What is Workers’ Compensation?
If employees are injured doing their jobs, state insurance covers all their medical bills and other costs such as rides to doctor visits. Benefits generally also cover:
- Prescription drugs associated with the injury or illness
- Case management services coordinate care and treatment
- Physical and occupational therapy
- Injuries that develop from repeated use such as a typist’s carpal tunnel syndrome
- Funeral costs if someone died as a result of a work injury
Injured people who are unable to work are also entitled to two-thirds of their weekly salary, capped based on the state’s average salary.
If the worker suffers a permanent disability, such as a lost limb or blindness, additional money is paid based on a disability rating by a physician. A knowledgeable attorney in Seaford could help someone determine what type of ailment they suffer from and how employees’ compensation could help them.
Time Limits on Collecting Seaford Benefits
Injured employees must notify their employers that they are making a comp claim no later than 90 days after an accident and six months after diagnosis of a work-related illness. If enlisted as soon as possible, a workers’ benefits attorney in Seaford can help someone determine the deadlines for filing.
If an employee’s claim is accepted, they can collect some benefits for the rest of their life while other benefits are time limited.
Rebuttals against Workers’ Comp
Employers and their insurance carrier can fight a claim if they believe the plaintiff was not injured doing work or something that the statute lists as a grounds of forfeiture, such as drinking alcohol or instigating a fight.
Lawyers at Doroshow, Pasquale, Krawitz, and Bhaya can approach an insurance company that denies a claim and try to work it out in a claimant’s favor. If that does not work, they can petition for a hearing before the Industrial Accident Board. If that is denied in a way that is against the evidence or the law, they can file a formal appeal before a judge in state court.
A Seaford workers’ comp attorney can ensure the process moves smoothly through the system. They can help file paperwork, refute denied claims, and work in a timely manner.
Contact a Seaford Workers’ Compensation Attorney Today
If you were injured at work, your priority should be healing from your injuries. Allow a caring team to focus on the financial and legal aspects of your case while you recover.
Whether you work on land or on a commercial fishing boat, you are entitled to receive benefits for your losses. Whatever your job is in, a Seaford workers’ compensation lawyer can help you get the money and peace of mind you deserve after an accident. Call Doroshow, Pasquale, Krawitz, and Bhaya today to learn more about your legal rights.