Is Delaware a No-Fault State?
In Delaware, no-fault motor vehicle insurance states that a driver’s insurance company is responsible for paying medical bills and lost wages that result from a car accident, regardless of who is at fault. Those benefits also apply to all other occupants in the vehicle at the time of an accident.
Looking for a Personal Injury Protection Insurance Lawyer?
Delaware law also requires that all drivers in the state have car insurance policies that include Personal Injury Protection (PIP) coverage — also referred to as no-fault insurance. This kind of stipulation helps make sure that drivers have coverage for medical expenses that result from injuries stemming from any car accident. Additionally, PIP coverage helps pay for any lost wages that result should you have to miss work after getting into an accident.
Generally speaking, no-fault insurance provides payments for these expenses for two years. In some cases, that coverage is extended even longer.
All laws are complex, and laws pertaining to auto accidents are no different. For example, you might not know that your insurance company has the right to choose which doctor to send you to for an examination. If that doctor concludes that you no longer require medical treatment or you’re able to return to work, it’s possible that your insurance company will decide to stop covering your medical benefits and refuse to pay for medical care.
Despite the no-fault insurance provision that relates to the payment of medical bills and lost wages, you are still able to file a lawsuit against the person or entity that is responsible for your injuries, as well as the pain and suffering that stems from the accident.
Following a Car Accident in Delaware, You Need a No-Fault Insurance Lawyer
After you get into a car accident in Delaware, it’s in your best interest to consult a lawyer who knows the ins and outs of the law and knows what benefits you’re entitled to. With more than 30 years of experience dealing with car accidents and their aftermath, our attorneys will work to make sure you’re given the compensation you deserve.
We’re proud to offer an unmatched level of personalized service, so our clients feel comfortable trusting their case with us. Not only will you benefit from a free consultation to discuss your options, but we also work on a contingency fee basis — you won’t have to pay if we don’t get you the settlement you deserve.
Call an Attorney About No-Fault Car Accidents in Delaware
If you get into a car accident in Delaware, you should get in touch with a personal injury protection insurance lawyer. In doing so, you and your loved ones can receive proper compensation.
Please don’t hesitate to contact us today to get started.
We serve clients all throughout Delaware, including those in Wilmington, Fairfax, Talleyville, New Castle, Newark, Bear, Glasgow, Middletown, Smyrna, Dover, Georgetown, Lewes, Rehoboth Beach, Dewey Beach, Bethany Beach, Ocean View and Fenwick Island.