You probably pay for a lot of different types of insurance coverage, including your car, home, health and many others. But if your insurance company is not responding after you suffer some sort of injury or property damage, that will lead to an incredible amount of frustration and anger. But instead of getting mad, take action by calling an attorney who will make sure your rights are protected.
1. Why Your Insurance Company Is Not Paying Your Claim
The biggest reason your insurance company is not responding is the simple fact that its main priority is the company’s stakeholders, not you. It needs to show a profit, and one of the best ways to do so is to either pay as little as possible for a claim or reject it outright. Unfortunately, that means many honest claimants are denied the money they have coming.
2. Your Insurer Benefits From a Quick Settlement
You may be asking yourself “Is my insurance company ripping me off?” for good reason. If your insurance company is not cooperating by offering you a fair settlement, this is a sure sign you need someone on your side. In fact, your insurer may offer you a settlement much faster than you expected. If this is the case, we will almost guarantee it’s not a fair offer. Never agree to a settlement offer until you speak with an attorney.
3. It is in the Insurer’s Best Interests to Delay Paying a Claim
Even if you do eventually receive money, it could take what seems to be an eternity. The company will look at your claim and try to determine the best way it can protect its profit margin. The longer it can keep your money, the more profit it will continue to make.
4. Your Medical Records Could Be Used Against You
If you are hurt in a car wreck, for example, your insurance provider will ask for your medical records. In fact, if you didn’t know better, it would almost seem like it’s demanding that information. Just because you have filed a personal injury claim, that doesn’t mean the insurance company adjuster should have unfettered access to your medical history. An attorney can make sure the adjuster only sees the information that’s pertinent to your claim.
5. Your Claim May Significantly Increase Your Rates
It is very likely that your insurance provider will not let you know how high your premium will rise after you file a claim. This actually deters some people from filing claims in the first place, which is exactly what the insurer wants.
How an Attorney Can Help When an Insurance Company Is Not Cooperating
At Doroshow, Pasquale, Krawitz, and Bhaya, our attorneys can help you in many different ways if your insurance company is not responding. For example, we will show the insurer that you intend to get the full compensation to which you are entitled. Since we’re extremely familiar with insurance law, we have the experience needed to make sure your rights are protected. We also know when insurers are not acting ethically.
When you call Doroshow, Pasquale, Krawitz, and Bhaya, you can rest assured that you’ll be working with a law firm that has a long track record of successfully negotiating with insurance companies. We’ll keep you updated at every stage of your case, taking away the uncertainty and frustration that can arise when an insurance company is not paying a legitimate claim.
Whether you’re injured in a car accident, suffer damage to your home or you’re having problems with your insurer for any other reason, you can put our more than 20 years of experience to work for you. Learn more about how we can help today by contacting us today.