How to Make Sure Your Workers Compensation Gets Paid
Just because you have been injured at work and filed a workers’ comp claim, that’s not a guarantee that you will actually be paid and still be able to take care of your family. There are some instances where you will need legal assistance in order to hold the insurance provider accountable when it comes to paying a workers’ comp claim. At Doroshow, Pasquale, Krawitz, and Bhaya, our attorneys have a long track record of success in helping our clients obtain the compensation they deserve.
How Does Workers Compensation Work?
The idea behind workers’ compensation is to protect employers while providing employees a way to continue to get paid should they be hurt in a workplace accident. You will need to explain exactly how you were injured, because your claim could be denied if your medical records do not provide proper documentation of how it happened. That’s why it’s so important you tell your doctor how you were hurt, and even more important to make 100 percent certain you tell him or her that you were hurt at work.
You’ll also need to tell your employer how the accident occurred. However, in some instances, a workers comp claim is not filed due to a specific incident, but rather because of a condition that occurs over time. It could be due to overuse of a part of the body or repetitive stress. Whatever the reason behind your claim, you will need to describe it as completely and accurately as you can.
If you choose to handle a claim on your own, you’ll also have to deal with a large amount of paperwork. Accuracy will again be key to the insurance provider paying your workers’ comp claim, so don’t try to fill out an accident report when you’re either medicated or feeling bad. Fill it out when you can concentrate.
How Does Workman’s Comp Pay?
In Delaware, if you have to miss more than three days of work after being hurt on the job, you will be entitled to compensation beginning on the fourth day. If you have to miss seven days of work, then you can be compensated for all seven days. You can expect to make 66.6 percent of the wages you were making at the time you were hurt.
But there are many different categories that make up the workers’ comp program in Delaware. These include:
- Permanent impairment benefits
- Delaware disfigurement benefits
- Temporary total benefits
- Delaware death benefits
Get Help From a Lawyer
As you can see, trying to file a workers’ comp claim can be a very complex undertaking. If you’re seriously hurt, the last thing you want to do is deal with a bunch of red tape. Leave that work to a skilled workers’ compensation attorney with Doroshow, Pasquale, Krawitz, and Bhaya, and you’ll be able to focus on your recovery.
If you’re having any sort of problem obtaining the money you deserve, we will fight for your rights and do all we can to make sure you’re properly compensated. Learn more about how we can help by contacting us today.